Alan R. Dynes Insurance Agency, Inc. - Personal Lines : Personal Umbrella Liability Insurance

The Alan R. Dynes Insurance Agency is an independent agency committed to providing you quality Personal and Commercial insurance, including Homeowners, Automobile, Life and Personal Liability coverages. With Dynes, you're getting big-company protection with the small agency attention you deserve.

Alan R. Dynes Insurance Agency
6102 Vrooman Rd.
Painesville, OH 44077
Phone: 440.357.8200
Toll Free: 800.260.1224
Fax: 440.357.8824

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	Homeowners Insurance Competitively-priced and broadly-based Homeowners, Renters, and Condo Owners coverages.
	Auto Insurance Auto discounts of up to 50%, 5% per year claims-free discount to a maximum of 20%.
	Commercial Lines Dynes can provide a business insurance program to meet your company's specific needs.
	Professional Liability Coverage for attorneys, doctors, dentists, and virtually all other professions.
	Life insurance Life insurance can provide economic assistance to your family in a time of great need.

Personal Umbrella Liability Insurance

Umbrella liability coverage kicks in when your homeowner's liability coverage and your auto liability coverage are not enough.

A pedestrian slips and falls on your icy sidewalk. One of your children's playmates is injured on the swing set in your backyard. While driving home from work you swerve to avoid a dog in the road and accidentally strike a jogger. All are common occurrences, and many end up in court.

Additional examples of where Umbrella Liability protection can help you:

An automobile accident occurs where there are several people injured, or several automobiles involved for which you may be liable
Injuries to a person resulting in life long care, or permanent injuries can result in very large settlements
A fire that started accidentally on your property spreads to several adjoining properties and results in a large property damage settlement
You are accused of libel or slander and must represent yourself in a court of law, or you are accused of libel or slander and you must hire an attorney to represent you in court. If you lose the case, the policy can assist you in paying court fees and the damages assessed.

In any of these circumstances, your personal insurance policy limits may not be adequate. You could face significant defense fees and court-awarded damages, and you may end up completely exhausting your assets trying to defend yourself. An umbrella policy is one more way you can help protect yourself.

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