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Nemec, Malinas & Dynes Insurance Agency (Grange Agent) Blog

View the latest blog posts from Nemec, Malinas & Dynes Insurance Agency (Grange Agent).

We get many questions from our customers regarding the replacement value of their home.  People are not sure how the replacement cost is determined. First, let's forget about the "market Value" of the home.  When determining replacement cost, you would not use market cost as a factor. READ MORE >>

So, you have a young teen preparing to get their license.  If it's your first one, you may be shocked at the premium increase that you will be seeing.  If this is not your first teen, you may be expecting the increase, but not fully understand why the rates for teen drivers are so high. READ MORE >>

When looking at your home insurance policy, it is important to understand what you may or may not be covered for. Since all insurance policies are NOT CREATED EQUAL, you need to make sure you understand what is covered & what is not covered when it comes to water damage. READ MORE >>

The weather in Cleveland can be very turbulent, to say the least.  One of the issues facing our region is the freezing & bursting of pipes. There are some steps you can do to try & help prevent this from happening when the weather turns extremely cold. 1. READ MORE >>

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